Which Packers and Movers in Gurgaon Offer Insurance?

When relocating, one of the biggest risks is damage or loss of your belongings. That’s why insurance is a must-have when choosing packers and movers—and Gurgaon has several companies that provide reliable coverage. This guide lists top movers in Gurgaon that offer insurance options, explains what kinds of coverage are available, and helps you choose wisely.

Why Insurance Matters During Relocation

• Moving involves risks: fragile goods, long haul transit, loading/unloading damage.
   
• Insurance ensures peace of mind: You won’t be fully liable if something breaks or gets lost.
   
• Good movers offer custom insurance plans tailored to the value of your goods.
   
• Transit insurance helps with claims—if insured items are damaged or lost, you can file for compensation.
   

What Types of Insurance Are Offered by Movers

Here are the common kinds of insurance offered by Gurgaon packers and movers:

• Transit or Goods-in-Transit Insurance: Covers risk during transport (loading, transit, unloading).
   
• All-Risk Insurance: Broader protection, often including damage, theft, or loss from any point in the move.
   
• Declared Value Insurance: You declare the value of your goods; premium is based on this value.
   
• Temporary Storage Insurance: If your goods are stored temporarily, some companies allow insurance during storage.
   

Top Packers & Movers in Gurgaon That Provide Insurance

Here are some reputable packers and movers in Gurgaon that offer insurance coverage, based on up-to-date service details:

1. OM International Packers & Movers

• They offer a tailor-made insurance cover for moves within India and internationally. OM International Packers And Movers+1
   
• Their team handles documentation for you, making the process easier. OM International Packers And Movers
   
• They have a clear claims procedure. OM International Packers And Movers
   

2. Leo Packers & Movers

• Leo provides transit insurance for all-risks coverage on a door-to-door basis. leopackersandmovers.com
   
• Their crew uses multi-layer packing and trained staff to lower risk, which complements the insurance offering. leopackersandmovers.com
   

3. Safexpress Packers & Movers (Gurgaon)

• Safexpress offers two types of insurance:
   
  • Goods Transit Insurance: ~1.5% of declared value. safespresspackers.com
     
  • All-Inclusive Insurance: ~3% of declared value. safespresspackers.com
     
• This gives flexibility depending on how much risk you want to cover.
   

4. A-Trans Packers & Movers

• Their website clearly states they provide insurance for fire and accidental damage. atranspackers.in
   
• They are experienced in both domestic relocation and international shipping, making their coverage ideal for a wide range of moves. atranspackers.in
   

5. SEML / Sea-Eagle Movers & Logistics

• Their company profile highlights insurance services for transit, including coverage for accidental or “inevitable” damage. semlpackers.com
   
• They also help you complete the insurance paperwork, making it easier for you to claim. semlpackers.com
   

6. Secure Move (Gurgaon)

• Secure Move explicitly mentions that transit insurance is available for house-shifting, bike transport, and car transport. securemove.in
   
• This makes them a good pick if you want to insure not just household goods but your vehicle as well.
   

Things to Check When Buying Insurance from Packers & Movers

When you decide to use insurance offered by a mover, pay attention to these details:

1. Declared Value Accuracy: Make a correct inventory and honestly declare the value. Overdeclaring increases premium; underdeclaring is risky at claim time.
    
2. Coverage Limits: Ask what exactly is covered (transit only, or entire move) and what isn’t (e.g., natural disasters, misuse).
    
3. Premium Rates: Compare the rate they charge (percentage of declared value) with third-party options if available.
    
4. Claims Process: Understand how to claim—what documents are required, how long the process takes, and how they assess damage.
    
5. Policy Document: Get a copy of the insurance policy and read the terms carefully before moving.
    

Pros & Cons of Getting Insurance Through Movers vs. Third-Party

Final Thoughts

If you're relocating from or within Gurgaon in 2026, insuring your move is a smart decision. Many reputable packers and movers—such as OM International, Leo Packers, Safexpress, A-Trans, SEML Movers, and Secure Move—offer solid insurance options to protect your goods.